Send Money to India

Money Transfer to India from USA

We have all experienced times when our loved ones needed more money than they have, which is exactly when money transfers can be a saving grace. Money transfer agencies provide a speedy way for people to wire money quickly, online or at a money transfer branch. With thousands of locations in hundreds of Villages and Cities, you're sure to find one close to you. The Money Transfer process is very simple. You can log in from the comfort of your office or home, and complete the transaction with some added security checks. The money is delivered directly to the door of your beneficiary via a locally payable Demand Draft or it is directly credited into the account in India.

Best Exchange rates with Zero transfer Fees

Send Money to anywhere in India : perfect solution to send money

  • best exchange rates and low charges
  • track your money instantly
  • transfers from 24 countries and in 10 currencies
  • exceptionally quick services will transfer the amount as soon as possible.
  • send money via ACH, Online Transfer, Net Banking Transfer or Wire Transfer paymodes.
Current Offers & Specials on Money Transfers

Andaman and Nicobar
Andhra Pradesh
Arunachal Pradesh
Dadra and Nagar
Daman and Diu
Himachal Pradesh
Jammu and Kashmir
Madhya Pradesh
Tamil Nadu
Uttar Pradesh
West Bengal

What is a remittance transfer provider?

Under federal law, a remittance transfer provider is a business that transfers money electronically for consumers to people and businesses in foreign countries.

These companies include many money transmitters, banks and credit unions, and possibly other types of financial services companies.

Tax Considerations : Sending Money Overseas

When sending money abroad, the biggest concern is often gift tax. While it differs from country to country, the same basic principle applies: When individuals send more than a predetermined amount to the same individual within a year, they must file a return with their respective governing body.

In addition to gift tax, individuals should also be mindful of their country's guidelines around international money transfers.

As part of the Bank Secrecy Act, the U.S. government may launch investigations when large sums of money are transferred. If the actions are determined to be illegal money laundering then a criminal investigation may be launched. Check with your financial advisor before sending large amounts of money.

Most of the money transfer services allows you to use your debit account or bank account to send money to India. You can send money for family needs, investments, loan payments and to buy property. You can send money from anywhere and you have the option to send money via ACH, Online Transfer, NetBanking Transfer, Wire Transfer or Check Transfer paymodes.

No running around for you or your family - right from your desktop to their doorstep! also send a free personal message, track the status of your remittance online and get a confirmation of delivery.

It is important to understand that each financial institution or banking organizations or the Post Office will set their own daily rate of exchange based upon a market rate. Some banks have better rates than others, so monitor their published rates before choosing your service provider.

Banks and other fund transfer companies offering low fees or no commissions often hide their true costs with poor exchange rates. They might even advertise "no fees", but instead adjust their exchange rate to make up the difference.

Disadvantages of Banking Transfers

  • You mail the check (cheque) abroad to the recipient.
  • Check clearing can take from 4 - 6 weeks atleast.
  • Even though it's easy to issue a check, it may not be easy for the recipient to cash the check.
  • The recipient will be charged a fee for check processing.
  • Some countries have less streamlined banking systems than others and may not honor foreign drawn checks. Foreign Drafts
  • The money comes out of your account when the draft is prepared, not when the recipient gets it. (Money is held in the banking system for a longer time)